Imarisha Loan

Who it is for

Members with an established business and a clear plan for how the loan increases income.

What it is for

A major expansion — wholesale stock, a second outlet, a dairy unit, or a large equipment purchase.

How to apply

1. Be an active member who has completed 4 consecutive months of saving To be confirmed.
2. Talk to your field officer or visit your nearest office — say you want the Imarisha Loan.
3. Fill the loan application form at the office. The Sacco may visit your business and may ask for guarantors.

Before you borrow

Interest, fees and penalties are set out in the product schedule and the loan form you sign — ask the field officer to walk you through every figure. If a loan is not repaid, the Sacco can recover it from your savings and shares, then from your guarantors'. Details here are for information, not an offer, and can change.

Figures from the October 2026 product list — pending the signed schedule.